As a licensed agent you have access to our Vacant Express product covering residential dwellings that are vacant, undergoing renovation or under construction. You can quote and receive a binder electronically almost immediately on those accounts that qualify for coverage on an admitted basis. For accounts that qualify for coverage on a non-admitted basis, our quote and binder turn around service is excellent. You may also request a quotation for insurance on commercial buildings that are vacant, under renovation or under construction (Builders Risk).