An Industry Leader in Vacant Building Insurance since 1978
Products







Eligible Classes
  • Vacant Dwellings
  • Vacant Dwellings with Renovations
  • Vacant Commercial Buildings
  • Vacant Commercial Buildings with Renovations
  • Builders Risk - Both Dwellings and Commercial
Policy Term
  • 12 Months Standard
  • 3 and 6 Months Available in Most States
  • Quarterly Installments Available on
    12 Month Policies
* Minimum retained premium:
   100% of first 3 months (except in MI)
Minimum Retained Premiums
  • Annual Policy - 25% or $400 whichever is greater
  • Six Month Policy - 50% or $200 whichever is greater
  • Three Month Policy - 100% or $100
    whichever is greater
Coverage
  • ISO Coverage Forms:
    • Building & Personal Property - CP0010
    • Builders Risk - CP0020
    • Condo Unit Owner - CP0018
  • Basic Causes of Loss Form - ISO CP1010
  • Up to $5 million property limit of insurance
  • General premises liability up to $1million
    limit for most classes
  • Premises Liability - ISO CG0001
Features/Benefits
  • Up to 17.5% commission
  • Very competitive rates
  • Direct billing to insured after first
    premium payment
  • Electronic submission
  • Digital photos expedite policy issuance (front & rear photos of each building are required)
Admitted Domestic Insurer
Rated "A" (Excellent) by A.M. Best
AM Best