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Terms & Conditions of Use
Materials contained on the www.vacantexpress.com® website are proprietary and protected by copyright law. Copyright © 2002 American Insurance Service, Inc. All rights reserved.

Information is provided for general informational purposes and is not intended, nor should be construed, to be complete descriptions of products and services. American Insurance Service, Inc. along with its subsidieries and affiliates (known as the United National Group®), periodically updates and changes the information on this website and reserves the right to do so without any obligation to notify current or prospective clients.

Copyrights & Trademarks
Except as expressly permitted by United National Group®, no copyrighted materials or trademarks may be copied, distributed, reproduced, republished, uploaded or retransmitted in any way without the express written consent of United National Group® or any third party that may own trademarks displayed on the site. Materials may be printed and downloaded for personal, non-commercial use, provided that the use retains the copyright notices contained on the materials. Public or commercial uses of the content on the site are not permitted without United National Group's® express written permission.

The "United National Group®", "Diamond State Insurance Company®, United National Specialty Insurance Company®, "www.unitednat.com" and "www.vacantexpress.com™" names are trademarks of United National Group®. All other names and marks are those of their respective owners and are used with permission. Nothing contained on this site should be construed as in any way granting any license or right to use any trademark displayed on this website without the written permission of United National Group® or any third party that may own the mark.

Disclaimers
All information contained on this site is provided "as is". No warranties of any kind, either express or implied are provided and any and all such warranties are disclaimed to the fullest extent permitted by applicable law. This includes but is not limited to warranties of merchantability and fitness for a particular use. United National Group® does not warrant or make any representation concerning the accuracy, reliability, timeliness or usefulness of materials on the website. United National Group® does not warrant that functions contained in the materials will be uninterrupted and error-free, or that this website or its server will be virus free. The user assumes the entire cost of any and all damages and United National Group® assumes no responsibility or liability for damages to any computer, including viruses, as a result of the use of, access to, or inability to access this website, including servicing, repair or correction. United National Group® makes no warranties and disclaims any responsibility for any materials, information or activities that may be found on any linked sites.

Limitation of Liability
Although every reasonable effort is put forth to update and maintain the accuracy of the information on this site, the possibility does exist that inaccuracies and omissions may occur. Reliance upon any information contained on this site is at the user's own risk. Under no circumstances, including negligence, will United National Group® be held liable for any direct, indirect, incidental, consequential or punitive damages resulting from the reliance on, use of, or the inability to use any information contained on this or any linked sites. In addition, any persons or entities that unlawfully access this site or distribute materials from this site shall be responsible for any and all damages and liable to United National Group® for indemnification of any losses caused by the illegal or unauthorized use.

Jurisdiction
United National Group® does not represent that the information on this site is appropriate or available for use in all locations. Those accessing this site do so on their own initiative and are responsible for compliance with all applicable laws. The applicable laws of the state of Illinois shall govern any and all disputes arising from the use of, or reliance upon information contained on this website.

Links
Appropriate reciprocal links to the United National Group® website are welcomed without permission. Any provided links are not endorsements and United National Group® accepts no responsibility for the content or activities of any other linked sites.

Inquiries concerning United National Group's® trademarks, service marks, copyrights or website should be directed to United National Group®, General Counsel's Office, Three Bala Plaza East, Suite 300, Bala Cynwyd, PA 19004.